Transfers risk
thru us
Who We Are
More reinsurance capacity provider options, with best Terms & Conditions.
clear math attached, affordable charges, straight communication, lasting relationship and continuous improvement in risk transfer optimization are in our ADN.
SD Commitment
Replicate success stories to involve heavily in the Property business in LatAm through MGA scheme, leveraging its underwriting capacity on solid reinsurers.
Expertise & Experience
+20 years of experience. Risk assessment in Latin America, Spain, Portugal. Team of experts is the biggest asset. A team of the experienced underwriters are at your disposition.
Producers network
Strong and loyal relationship to main retail, reinsurance brokers and risk managers.Guarantee a steady business inflow of accounts through MGA.
Managing general agent
Insurance agent or broker that has been granted underwriting authority by an insurer, according to the International Risk Management Institute (IRMI).
What We Offer
Helping our customers minimise financial risk through the provision of appropriate insurance covers remains South Dot’s key focus.
South Dot’s most valuable partnerships is with Large Reinsurance Brokers which provides to South Dot with access to broader spectrum of clients, these include:
- Insureds
- Cedants
- Captives
- Brokers.
Authority and Responsibility
Has authority delegated by insurers to underwrite policies, manage claims and handle administrative tasks.
Areas Covered
Include wineries, farming, fi shing and aquaculture in the primary sector, manufacturing, hospitality, caravan parks, motor trades and sporting clubs, mining, Enegery, on & off-shores facilities among many.
Operational Scope
Performs a wide range of functions, including underwriting, policy issuance and claims management.
Diversity
South Dot has developed a number of in-house products catering for trade and specialist organisations.
Market Specialization
Often specializing in niche markets or specific types of insurance, offering tailored solutions.
Relationship with Insurance Companies
You have contractual agreements with specific insurers, acting on their behalf.
What we do
Interest in risk management, underwriting, capacity placement has increased in recent years.
Many studies concerning risk and insurance theory have been aimed at defining the risks and finding the most suitable methods to control them and their effects as well as minimizing the costs of risk transfer services.
Reinsurance Capacity
It is the maximum liability that reinsurance companies are willing to assume from its underwriting activities for risks included into their own portfolio; represents an insurer’s ability to retain risks.
- Capacity Graph
Risk Management
By implementing an improved plan and by considering the various potential risks before they occur, our organization can save resources and protect their operational future.
- Graphic Matrix
Underwritting Process
Underwriting involves conducting research and assessing the degree of risk of each applicant or entity before assuming that risk. Pricing, Conditions and Terms following a superior underwriting process are the finniest South Dot mark.
- Document Sing
Fronting Reinsurance
Fronting is most typically understood as when a ceding company (insurer) underwrites a policy and transfers the entire risk (100% of the risk transfer) to a reinsurer. South Dot's network are capable to give out this services efficiently.
- South Dot's Network
Risk Placement
Every risk with total asset values above the insurance's capabilities must look forward to sources of reinsurance support. We have the skills and capability to find the correct reinsurance willing to support any of the risk exposures.
- London Market
Risk Cycle Management
Eventually, risks must find out insurance capacities to support its expositions, meanwhile, losses, economic changes, increased values, and other issues can come out, therefore must be analyzed in the context of the recent history, legal rules, and its own market to be consistent with the risk evolution without affect the risk financial situation.
- Basic Steps